Free Online Baccarat NZ 🎖️
Baccarat is one of the most well known and famous games at any casino. Playing it online makes the game even more fun and exciting. The game offers interesting free bonuses at different casinos. Since it’s a popular game, you find a good number of versions of it at online casinos, meaning you are spoilt for choice. Read on further to know more about this table game.


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Baccarat History
Since Baccarat is a game that has been around for a long time, we have a lot of historical information on it. The game is said to have origins in the medieval period, sometime in the 15th century, and is claimed to be invented by Felix Falguierein. He initially named it ‘Baccara’, meaning ‘zero’, because zero was the value of all tens and faces cards in the game. Before the name Baccara was coined, it is said to have been called ‘Chemmy’ and travelled from Italy to King Charles VIII’s kingdom.
It got the French name ‘Baccarat’ much later. Also, the game was played much differently than it is today. Unlike today, the game had four dealers and anyone could be a banker. You could bet against anyone, including the house and the players. The game today is played with only one dealer; you bet against the house and the house also plays the banker.
It was Ian Fleming in England who created the iconic Baccarat player, James Bond. The game further spread to South America and came to be known as Punto Banco in the Caribbean, where it evolved into a different version. This version further came to be known as ‘American Baccarat’. Here, the players play against the house only, and only the casino could be the banker. It was in the mid 20th century that Tommy Renzoni brought the game to Sands casino in Las Vegas.
Overview of Playing Baccarat Online
The game might seem daunting at first, but it is a considerably easy game to play once you have become well versed with the rules. You may win well if you place the right bets. Here are a few tips on how to make your way through the game.
- Choose a Game – Before getting to play Baccarat with real money, you may want to try playing it in the free format at any online casino. This will give you a fairly good start to understanding the game.
- Choose Your Stakes – You will need to choose your stakes in this table game. After choosing the minimum or maximum stakes and selecting the desired chips, you will need to put them at the parts of the table you wish to bet on and press ‘Deal’.
- Bet on Banker, Player or Tie – You can bet on either Banker, Player or Tie with the goal of betting on the hand that gets closest to 9. 1 is the Ace; and 2, 3, 4, 5, 6, 7, 8, and 9 retain their number value. 0 is the value of 10 and picture cards like queens and kings. If you get a two-digit number value of the hand, the first digit is done away with. In case the player/banker gets 8 or 9, it’s a ‘Stand’, meaning no extra cards are drawn. If you get 5 or less, you receive a ‘Hit’.
- Banker’s Decision – It is the Banker now who makes the final decision depending on his own hand.
- Understanding the Payouts – You may bet on any hand. If you win, the payout is 1/1 on a Player bet, 19/20 on Banker’s hand and 8/1 on a tie.
- Rebet, Clear Bet, & Double Bet – You get your winnings immediately with different options. The players can double their bet, repeat the bet, or clear the chips and start over.
Betting Options for Online Baccarat
Playing Online Baccarat is fairly easy. You only need to make a few smart decisions to bet in the game. This sense of betting right and well only comes with time and experience. The more you bet, the more you will know about different bets and how to place them.
Here are a few bets that you may place in online Baccarat. For a Player Bet, you get a payout of 1/1, house edge: 1.29% in a single deck and 1.24% in a 6 deck. It happens when you beat the Banker and get close to 9. In the case of a Banker bet, the payout is 19/20, house edge: 1.01% in a single deck and 1.06% in a 6 deck with the Banker beating the Player and getting close to 9. For a Tie, the payout is 8/1, house edge: 15.75% in a single deck and 14.44% in a 6 deck with both the Player and Banker having the same total. Some other bets include Player Pair, Banker Pair, Perfect Pair, Either Pair, Small and Big; all of them have different payouts.
You can find free online Baccarat to play at almost all casinos. The player can try out the free versions first before putting in their real money. This will give you enough time to get a good knowledge of all sorts of bets, how to place them and their payouts.
Our Top Tips for Winning at Online Baccarat
Once you have become aware of the rules and learnt about all the bets, you might need some guidance or certain tips on how to win these games. Following are a few for your perusal.
- Choose the Banker Every Time- Depending on the Banker’s third card, the banker manages to have more options. He becomes more powerful and likely to get a winning hand. The Banker pays odds-on and less. This puts the Banker in a much stronger position to get a winning hand than the other players.
- Avoid the Tie Bet- Tie is something that usually should be avoided. The Player’s and Banker’s hands are unlikely to tie. The payout is 8/1 and the house edge is 14.44% in a 6 deck.
- Check the Number of Decks- Usually, Baccarat is played in a 6 deck, but the range can vary. The number of decks also impacts the house edge.
- Avoid the Side Bets- You must avoid the side bets. It might be tempting to play a side bet in the different variations of the game available online. But it’s better to be careful of the odds.
- Learn Some Bankroll Management- This game has the tiniest house edge amongst casino table games. You need to learn a bit of bankroll management to navigate this game. Try to be lower than 5% on every hand. This will ensure a regulated profit and loss.
Learn All About Baccarat Strategy
Baccarat is a much easier game to learn and play than many of its counterpart games at the casino. After learning all the rules, you may have to consider a few strategies to make the most of this game. One well-known strategy is the Third Card Rule. This rule decides when a Player should receive another card. Its value further determines the Banker’s actions. Experienced baccarat players are usually aware of how the Third Card Rule works. If you also want to excel at the game this is one such rule to master.
In all, Free Online Baccarat is one game you must start playing if you’re not already. The game is fun and easy to learn. It is interesting to learn the various kinds of bets that can be placed in this game and the varied kind of payouts that come out of it. Baccarat is a very well known game and hence most casinos have it and its different versions in their selection. If you haven’t started playing this game yet, you must start now. It will open the gates to an entirely different experience.
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Erik King is a seasoned iGaming analyst and the lead editor at Kiwislots.nz, where he brings over a decade of hands-on experience in the online casino industry. Known for his sharp eye for detail and player-first mindset, Erik has reviewed hundreds of casino sites, tested thousands of games, and personally vetted bonus terms to ensure transparency and fairness for players.
With a background in digital compliance and user experience design, Erik not only writes about online gambling but actively collaborates with operators to improve responsible gaming practices. His work has been featured in multiple international gambling publications, and he frequently contributes expert commentary on industry regulations, licensing, and player safety.
At Kiwislots.nz, Erik's mission is simple: to guide readers toward secure, fair, and entertaining casino experiences, backed by real-world insights and thorough research. When Erik recommends a casino, you can be confident it has passed a rigorous quality check for legitimacy, game variety, payment speed, and customer support.
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