Money Train 3
Strap in and get ready for the ride of a lifetime! Relax Gaming is handing out tickets to board Money Train 3, and you’re invited! This 2022 game continues the long-running series, providing a great blend of old and new.
You’ll surely find something likeable about these pokies even if you’ve never played them before. The massive jackpot, numerous bonus features, and great visuals give New Zealanders many excuses to try their luck with this title.
Its success means you frequently see it in no deposit and free spins promotions. Thanks to that, you can enjoy the slot at no or decreased costs.
Hi, I’m Erik King, and I’ve spent over a decade playing and writing about pokies and online casinos. Join me for a detailed review of Money Train 3 as I discover if it’s worth your time.
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Money Train 3 by Relax Gaming Overview
| Slot Title | Money Train 3 |
| Software Provider | Relax Gaming |
| Type | Video Slot |
| Theme | Futuristic Western |
| Release Date | 2022 |
| RTP | 96.50% |
| Volatility Level | Very High |
| Hit Frequency / Hit Rate | 19% |
| Maximum Win / Multiplier | 100,000x |
| Jackpot Type | None |
| Payout Structure | Paylines |
| Reels & Paylines | 5 reels, 40 paylines |
| Game Mechanics | Bonus Re-Spins, Persistent Symbols |
| Bonus Features | Money Cart Bonus, Feature Buy |
| Special Symbols | Wild, Bonus, Special Character Symbols |
| Autoplay / Turbo Mode | Autoplay available |
Game Details
I pride myself on giving an extensive overview of every element of this game. My guide is broken up into multiple sections, making it easy for players to find the information they need.
Theme
When you hear train heist, you imagine masked bandits on horseback during the Wild West era. Money Train 3 takes this familiar idea and gives it a steampunk makeover. The result is a striking setting Kiwis can’t get enough of.
The game has a 5×4 grid with 40 fixed paylines. You need three or more matching symbols on the same payline from left to right to win.
Graphics & Sound Effects
Some titles take a while to charm with their visuals, while others make you fall in love at first sight. This slot is in the latter category, assisted by its stylish backdrop and fantastic icon designs.
The first string of Money Train 3’s music betrays its Wild West roots. The track is excellent, but isn’t so loud to distract you. I especially like how its pace picks up during bonus features, helping to build excitement.
Unique Features
Non-winning spins have a chance to activate the Re-spin bonus. It selects a random symbol and turns it sticky before causing all other positions to spin again. Additional matching icons can appear during re-spins, extending their duration. If no new symbols land, the feature ends. Multiplier icons can also occur, which award extra re-spins and improve the final payout.
You trigger the Money Cart bonus by landing at least three Scatters. Persistent symbols can also unlock the feature. Triggering icons freeze in place, reveal a cash prize and grant three re-spins. Filling an entire column with icons opens another column. This can happen two times, increasing the standard playing area to a 5×6 layout.
The unique part about Money Cart is the extra bonuses you can get when special symbols appear. I won’t list all of them here due to the sheer variety of possible effects. Some notable examples include:
- Collector – collects all prizes and adds them to itself
- Sniper – doubles the value of three to eight other icons
- Necromancer – brings back up to seven non-persistent special symbols to life
Almost every effect has a persistent counterpart. As its name suggests, they will stay active until the feature is completed.
Betting Options & Payouts
Your minimum bet per spin is $0.10, while the maximum goes up to $5. I can’t imagine big bettors will be happy with such a restrictive top wager. In contrast, casual crowds will probably eat Money Train 3 right up.
Relax Gaming’s decision for such a bet spread becomes apparent when you consider its top prize is worth 100,000x your total stake. Naturally, such a reward is only possible with high volatility. The pokie’s RTP is 96.10%.
User Experience
As my review makes evident, I thoroughly enjoyed my time with this game. I played it in the office, went home, and kept going on my own time. The variety on display in the Money Cart feature is excellent, practically guaranteeing no two bonuses play out the same way.
The high variance will not be everyone’s cup of tea. Payouts are less frequent, which can be problematic if you don’t have much money to spend. The game prioritizes jackpot chasers, which can make everyone else feel a little left out.
Comparison
If you’re hungry for more train-themed games, I suggest testing your mettle in Runaway 7s by Pragmatic Play. It has a smaller playing board, but it’s still super fun. It offers three exciting bonuses: re-spins, free spins, and the wheel feature.
Players who adore the steampunk aesthetic should check out Fortunium by Stormcraft Studios. It gives you a gorgeous view of an old-school city while entertaining you with stacked symbols, free spins, and mystery icons.
FAQ
The top prize is 100,000x your total stake.
Relax Gaming is the brains behind Money Train 3.
You can try it at no cost through casino promotions or demo mode.
Erik King is a seasoned iGaming analyst and the lead editor at Kiwislots.nz, where he brings over a decade of hands-on experience in the online casino industry. Known for his sharp eye for detail and player-first mindset, Erik has reviewed hundreds of casino sites, tested thousands of games, and personally vetted bonus terms to ensure transparency and fairness for players.
With a background in digital compliance and user experience design, Erik not only writes about online gambling but actively collaborates with operators to improve responsible gaming practices. His work has been featured in multiple international gambling publications, and he frequently contributes expert commentary on industry regulations, licensing, and player safety.
At Kiwislots.nz, Erik's mission is simple: to guide readers toward secure, fair, and entertaining casino experiences, backed by real-world insights and thorough research. When Erik recommends a casino, you can be confident it has passed a rigorous quality check for legitimacy, game variety, payment speed, and customer support.
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